Choose your income
Start with the yearly amount you want to take home and the estimated tax rate you expect to pay.
Money & Work · Free calculator
Know what to charge. Keep what you earn.
Set an income goal, account for expenses and taxes, and find a sustainable freelance hourly, daily, or project rate. Every result updates instantly.
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Your freelance numbers
Start with an income goal. Adjust the assumptions to suit your business.
Your recommended rates
A transparent starting point for pricing client work.
Suggested hourly rate—
Required annual revenue divided by your available billable hours.
Daily rate · 8 billable hours—
Project price estimate—
Monthly revenue target—
Billable hours per year—
How your rate was calculated
Required pre-tax profit—
Business expenses—
Contingency allowance—
Total annual revenue target—
“Save as PDF” opens the browser print dialog. Taxes and business pricing vary; this calculator is a planning estimate, not financial advice.
A clearer rate in three steps
Account for real costs
Add business expenses, a buffer, and realistically billable hours after taking time off.
Use your rate
Compare the hourly, day and project prices. Adjust them for scope, client value and market conditions.
Freelance pricing FAQs
How is my hourly rate calculated?
We divide your take-home goal by (1 − your estimated effective tax rate) to estimate required pre-tax profit. Then we add annual business costs, apply your contingency buffer and divide the total by billable hours per week multiplied by the working weeks in the year.
Are billable hours the same as working hours?
No. Billable hours are hours you can charge to a client. Time spent on proposals, administration, sales and learning often cannot be billed.
Does switching currency convert the amounts?
No. Currency selection controls the unit shown next to the values; you must enter amounts in the selected currency. Live exchange-rate conversion would require a separate data source.
Should I charge an hourly or fixed project price?
Hourly pricing works well for uncertain scopes. Fixed pricing can work for clearly defined deliverables. The project estimate here multiplies your billable hours by your baseline hourly rate; you may need an extra scope or risk allowance.
Is this accurate for my country's taxes?
The calculator uses the effective tax percentage you supply, not tax brackets from any specific country. For filing or contract decisions, confirm your actual obligations with a qualified local advisor.